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Financing your Future.

A collegiate education is a substantial investment, but RMCAD gives you all of the financial tools to pay for your schooling and succeed in your career.

Financial Aid Checklist 

  • Apply for admission if you haven't already
  • Complete the FAFSA for State and Federal aid
  • Talk to your Admissions Counselor about applying for RMCAD scholarships
  • Talk to the Financial Aid office about any available work-study openings, and apply for private grants and scholarships
  • Download our Federal Aid Policies for more information on financing your education.

Types of Financial Aid 

Approximately 80 percent of our student body receives some form of financial aid. The four most common types of aid include loans, grants, scholarships, and work-study.

Student Loans 

Student Loans are borrowed money that must be repaid with interest. Typically, a bank or the government acts as the lender, and you need to meet certain criteria to qualify. RMCAD participates in the Direct Loan Program, wherein the U.S. Department of Education is the lender. Loan applications and Promissory Notes are completed online, and funds are distributed via electronic funds transfer (EFT) from the lender to RMCAD to be applied directly to the student’s tuition account. Both student Stafford Loans and parent PLUS loans are available through this program.


Grants are considered "gift aid," generally based on financial need, and they do not have to be repaid. They are awarded based on financial need. Commonly awarded grants include Federal Pell Grants, Federal Supplemental Educational Opportunity Grants (FSEOG), and Colorado Student Grants. 


Scholarships are like grants in that they do not need to be repaid; but they are awarded based on merit or ability. Learn more about scholarships and start applying today.


These programs provide a limited number of paying part-time jobs, either on campus or with a community service organization, to help pay for educational expenses. You may obtain Federal and Colorado state work-study applications from the Financial Aid office at the start of each term. Eligibility is determined by FAFSA results, and positions are limited, so apply as soon as possible.

Research and apply for as many grants and scholarships as you can. Loans are common, but beware that there are consequences for not making payments on time. Accepting a loan should be taken seriously.

In addition, most forms of financial aid require you to pass your classes, and to work toward earning your degree within a fixed amount of time. If you fail too many classes, or complete too few classes each term, you may have to return your financial aid award in part or in full. Carefully read the terms that accompany each loan, grant, or scholarship.

Sources of Financial Aid

State and Federal Governments are the most common sources of financial aid, and you may apply for all government aid using a single form: the Free Application for Federal Student Aid (FAFSA).

For scholarships, private outside assistance is one of the best sources. Consider all of the groups, clubs, businesses, churches, and organizations in your community; each is a potential source for scholarships. Download our Federal Aid Policies for more information on financing your education.


The first step in applying for financial aid is to complete the FAFSA as early as possible. The FAFSA will determine your eligibility for Federal grants, state aid, and student loans. Occasionally, we’ll require additional information to finalize your aid; you’ll be notified in writing if this is the case. 

When completing the FAFSA, reference RMCAD’s school code: 013991. Make sure your FAFSA is 100 percent complete. Do not leave blanks—always answer “0,” “N/A” or “None” if you are unsure. 


Financial Aid Documents

Need to complete your financial aid documents? Click the links below to access and sign your financial aid paperwork: